In today’s economy most small to mid-sized business have limited access to traditional bank financing and find it difficult to secure loans to build their businesses or overcome short-term cash flow challenges. We find these merchants with the cash they need by purchasing their future credit card sales at a discount. Our cash advances may be used for any business purchases, increasing inventory, marketing and promotion, renovation and expansion, or simply pulling equity out of your business.

We at Genesis Capital have the ability through our alliances to offer a wide variety of programs and services to fit your needs for working capital. We realize each merchant is different so we provide custom programs, simple repayment terms, flexible pricing and liberal renewable policies. Unlike banks and other financial institutions, we offer our customers instant liquidity for their credit card receivables. Unlike banks and other financial institutions, which we are not, “we do without” the tedious paperwork, the reliance on personal credit and collateral, audit reviews and often-undue justification for the use of funds.

How it works:
We buy an identifiable asset from merchants at a DISCOUNT. A loan is money temporarily granted to a person or business for a specific period of time with a specified interest rate, generally with some form of collateral. A cash advance, in our industry model, is the purchase of future credit card receipts, which we purchase at a discount. We actually buy an asset of the business (future credit card sales) at a discount and then re-sell that asset at full retail price over time. So conversely, we collect no interest, nor do we have a specific time for repayment.
So you understand our cash advance products work on this understanding- we will pay the merchant today, in return for a discount, for sales they will make tomorrow.